@Tina JenkinsIf your 401(k) is with your current employer, then you likely do not have much in the way of options. 

This year I will have 2 years of self employment income taxes that will hopefully qualify me for a mortgage. 

The former employer funds can also be transferred to the solo 401k.

The RE investing that makes fast money is not really “investing” - it’s a self-employed RE business.

Of the 39.0 acres on the county property appraiser, 25.5 acres is zoned timber, 2.0 zoned residential/AG, and 11.5 wetland, an arrangement common in my area for either Timber or Cattle to save property taxes. 

There are specific strategies you should employ before getting going with multiple properties, but you're pretty far down the road and I'm not sure you will want to or be able to put the toothpaste back in the tube per se.  

One of these days MN is going to experience the pension problems now starting in CA and IL.  4 of the 5 top employers in the state are State or Federal government. 

But no steady employment?

Make sure they have at least 2 times the rent verifiable income and employed same place for at least 90 days.... the best thing you will ever do is realize a bad tenant is worse then a empty unit !

this is fairly common practice in low income areas Ideally you’d never do this but in some rough neighborhoods where everyone is on assistance it sure can help