I wanted to give a basic background of my financial situation and I’d like some input on what investments would suit me best, and what road I should look into.

It is basically depositing your checking pay periods into it, and paying all of your bills out of it.

If you're lower end market and just basics in the house, I would not replace it with another backlighted mirror. 

How can we check the location/basics of the house before making the leap?

Pay basic living expenses2.

To make long story short she basically said “there aren’t any good deals on the market at this time”.

That's a LOT of lost income.A general theory is a 10% or greater increase is basically a 'get out' signal.  

I just tell them that without some basic financial information, I can't make an offer. 

Real rates (factoring in inflation) are already basically at 0%, but I think they will go much lower.

@Eric Veronica It’s crazy that you mention the 10000 hour rule because I was listening the the biggerpockets business podcast episode 1 today and Joshua Dorkin explained that he basically invested 10000 working hours into BiggerPockets before it took off.