They did a nice balance of making the home feel full and livable yet without clutter. 

One property that I really do have some interest in has a low balance of 105k.

I would like to balance a supplemental income with building wealth for the future.

Open an account at a bank or credit union then borrow some of the balance as a signature loan.

You can refinance out the loan balance with no time frame or seasoning if your just paying off the balance due at payoff.

Flip2freedom episode 77http://www.flip2freedom.com/a-3-step-formula-to-a-successful-balanced-and-insanely-profitable-2012/ - LISTEN TO THIS TODAY!

A Balance sheet that will tell you what your net worth is any time of the day, time or year, as of that day. 

I'm looking for opinions on finding a balance between keeping some money in the bank or paying off personal debt, low interest but freeing a lot of time and working as a safety net or a nest egg for the perfect deal to snap up or investing more aggressively trying to build a bigger portfolio but undoubtedly in my case sacrificing time.

It would be reasonable to expect future returns to be dependent on the balance between the population and inventory. 

If it is your first property you can buy another home with the remaining balance and rent out the first property, which is what I'm trying to do.