Fear is narrowing some people's ability to think outside the box. 

Upgraded water heater, HVAC and built sunshades, planter boxes, and landscaped property.

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I spent several months getting the owner comfortable selling the inherited property.

I spent the last 5 years living in Miami, but needed a change.

Accounting for spent funds may be required.

However the IRAs could invest in the same property with an equivalent percentage of ownership based on the money spent from each Ira.

As things stabilize (whenever that will be...not putting dates on it because I don’t want to start an argument-but they will stabilize at some point) I think you’ll see a lot of people reevaluating where they live (and just spent weeks) so there may be a lot of movement & opportunity on the other side of this. 

He also mentioned he has a well behaved cat which only uses the litter box.

I spent all this time working with you, forming a relationship with you...knowing that you, as a lender, are comfortable with me.