Whether that is by leveraging the zoning to add additional units or leveraging the state ADU bills would depend on the zoning, local regulations, etc. 

Your borrower may still call that they can't pay the mortgage, just like rent, but you don't have to worry about repairs, neighbor or municipality issues or anything else pertaining to home ownership.Mortgages are highly regulated and lenders have tax obligations.

@Chris Fariogun people still need a place to live during a pandemic, and employment is slowly but surely regulating again.

As our office is moving forward to ensure both current laws and new regulations are met we need to update our system.

Helps offset fixed expenses like permits and regulations. certainly gets the job done and we do need more housing inventory on the upper end as well, but the real challenge is the insane demand for houses under median.

I'm just now getting in real estate, and am a bit apprehensive due to all of the eviction regulations and covid rules during the Biden administration.

Don't forget about STR taxes (I'm triple taxed at local, state, and federal) and vacanciesSTR regulations change all the time - I wouldn't buy a place unless I was confident in the LTR numbers just in case

I've been having a ton of fun learning and getting involved with investing and landlording.Initially my goal was to invest in the city of Chicago but I felt that not only were the startup cost very high, but the heavy regulation felt intimidating to me.

Another infrastructure situation to be aware of would be to see what the well is currently producing to see how many additional wells you would need, there are regulations regarding the well yield and how many homes can be serviced.  

If so, the spaces I'm looking at are unoccupied and due to the rents fall outside of the rental rate increase regulations - from my understanding.