This should be heavily affected by what your goals with real estate investing are, what types of strategies you are hoping to deploy to reach those goals, what assets you are looking at, and from what position you are starting your real estate investing path! 

I’m looking forward to a long and productive relationship with Tammy Richards and Sherman Bridge Lending.

Heck, if the area is as good as you say and the deals are awesome you can get you can hit up a local REIA, move product, and use those profits to start scaling.Now, this is admittedly a VAST oversimplification.

However, it’s parked in assets that will be hard to buy back again and can be passed on to your children.

There are some asset-based lenders that do not keep this rule, but they have lower LTV ratios and require a greater percent down.Hope this helps.

Had we been beholden to hard money and not had enough assets to complete the project, a small loss that we took might have ended up as a very large loss.IF you can do it, I absolutely would start out with cash reserves and/or low cost lines of credit instead of using hard money lending.  

My lender is offering 7.85% for investment property.SEEKING ADVICE; what would BP members advise if they owned such an asset?  

Just disclose to them you are primarily interested in using your license for your own acquisitions and sales of personal assets.

If that's at all possible in your case then I would definitely lean more towards buying an asset.

This would be a pretty good product if you had no other options.2 units on property - Is one unit larger than the other?