Another issue is these homes have standard 15-30 year loans in my personal name ..... so that is another issue ! 

The program could take a while depending on your own personal journey but it depends on how much money you have saved, how much debt you are in, what your credit is like and how consistent you are with payments etc.

Personally, I am fine keeping my deal analyzer separate from the management of the properties I already own, but I suppose there is some value to one-stop-shopping.* Platforms that try to be all things to all people: This category is mostly Stessa and Baselane, both of which offer landlord accounting, self-management tools, as well as high interest cash management accounts. 

Determining whether the venture falls under a service or rental business hinges on the provision of substantial services; for instance, if a bed and breakfast service is offered, it must be reported on Schedule C, triggering a 15.3% self-employment tax.Moreover, personal use plays a crucial role in the classification of the property.

There are several popular programs out there, but personally I like Baselane because it's specifically for real estate investors so all your transactions will fit into the Schedule E you're going to need at tax time.

@Jake Mercer would be a good person to reach out to and so would be @Fakaradin Floyd.

One person's unique could be my ordinary, and vice versa. 

A Debt Service Coverage Ratio (DSCR) loan for investment properties is often considered better than a traditional mortgage for several reasons such as: it focuses on the property's income rather than your personal income.

Anyway, just something to think about.At the end of the day you are personally responsible for the success or failure of your business so you need to decide how you want to run it.

CGL coverage will cover property damage, personal injury and  bodily injury but not many other issues that often arise, particularly during construction.