This is very simplified as it doesn't account for paying down your original loan, changes in interest rate, increased rents yada yada but it should serve to get the point across.

. §38-12-103(1) requires you to deliver the deposit (or the accounting of it) to the “last known address of the tenant” who deposited it with you.

I would not exactly call it efficient because  taxes, and a 10 percent early distribution penalty will apply if the account holder is under age 59 1/2. 

The work for the phase must be completed to the satisfaction of the Lender, via the Inspector, who will release funds to your account to pay Contractor.

Usually they will require the buyer to have some cash reserves to account for vacancy.Keep us updated, interesting question.

Also, I recently learned Apple Pay will allow instant transfers of money - free if the sender is using a bank account, and if they use a credit card, THEY pay the transaction fee (brilliant!).  

Most people will tell you why they wouldn't be a landlord or invest their retirement account into a property, and these are the people who are hoping to retire at 65 if the stock market allows. 3) Dear 25-year old me, get invested in something!

Also, be organized and ready to provide budgets, draw schedule, LLC documents, and Builder's risk and Liability Insurance.

The obvious downside of taking it out is that it's no longer in the tax-advantaged retirement account and can never be put back in. 

We are relocating to be closer to family and to start an organic farm.Cheers,JB