@Michael Jobe I was thinking of making 4.5% my rock bottom especially if I am responsible for the entire marketing budget.

Based on some of the threads on here, it seems like quite a few of those who have tried some sort of direct mailing feel like they either shot an 'air ball' or totally missed something.I would like to know what sort of response rate most of you are getting and the nature and source of the list.It seems the absentee owner list tend to have the worst response rate or has that been your experience? 

@Chris ReynoldsA wise person told me to never ever ever ever ever rent to someone who has a felony on their record.......no matter how long ago.....no matter what the circumstances.There are also some people I have "heard" will never rent to or sell a property to an attorney simply because of the potential litigous nature of their profession to try and find something wrong when things don't go their way.  

TIA What is the nature of the list and its quality?

It becomes second nature after the first deal.

Natural light is the best thing for a room.FYI - We cleaned up our garage floor with a strong solvent/cleaner years ago (sorry don't remember what we used, but got it at Home Depot) and it worked fine.

The loan would show the % interest each investor has in the note (Naturally there's more detail but this is basic & common)Add the lenders to your LLC as members.  

However, stress that due to the nature of these type of criminals, their children are at risk.I would follow someone else's advice and call the PD to see if he is indeed registered.This guy being so friendly with little girls is a sure sign he will do it again.

If it is not and natural gas is not available then your best option is to instal a heat pump.

The military is doing preperation for a possible massive civil unrest.also this year, the federal reserve in new york moved to chicago stating they want to avoid a "natural disaster"the next federal reserve meeting is set for sept 16 and 17 where it could be when they do the rate hike.home land security has bought record levels of AR-15 ammo this year (62 million rounds)Norad announced this year they are moving back to the cheyenne mountains noting because it is EMP hardened possibly preparing for a massive attack?