I finally start my full time job, report 60k a year, which is not very high considering where i live and my home purchasing power.

High crime, high vacancy rate, bad schools, abandoned real estate everywhere.

Inventory continues to be the biggest factor in keeping prices high throughout San Diego county.If you are one of the many buyers on hold due to interest rates, a good alternative is asking the seller to credit you for a 3-2-1 or 2-1 rate buy down.

In fact, allowing for more neighborhood scale housing in California’s communities actually curbs the market power of institutional investors.

I would highly recommend getting in contact with Anderson Business Advisors to help you work through all the above questions.

Recommendations are highly appreciated! 

Purchasing power?  

But I still think with the high NOI that my peppery brings in it could really help, even though I am not a tax professional and it’s not a STR where I could apply it to mu W2 taxes to push those down.

Another thing you can do is research to determine high-performing key words on trends.google.com, as well as the high-performing listings in your area. 

My issue is that it would take me another couple year to regenerate the capital that will be tied up in any potential property with a not great cash on cash return, and I know a lot of the power of real estate comes from leverage and loan paydown.