Now I'm ready to take my leap to see if i can gather all the information and excel in this business.

While I would love to move my portfolio and I to Florida someday due to the excellent price to rent ratios there, until that time I may end up buying in Spokane, WA, which is about a 4 hour drive from me.

They are an excellent source of information.

Excellent points, @Jeffery Breglio and @William Hochstedler!

Upper level built 1968, basement built 1992. 3 bed/2 bath.16 acre/1256 sqft Great view over BremertonNew laminate flooring in kitchen and entry waysNew tile flooring in upper level bathroomsPropane fireplace on both floorsBackyard deck on upper level Access to outside from basementAttached shedThe driveway is shared with another home so you are only able to fit 2 cars at most, but one will block the other.

Both of those properties were in excellent condition not in need of any repair.I'm a little concerned that Ocwen will not come off their list price of 349.

I have an excellent credit rating and my debt to income is 28%.Should I refi now (before 2016) or wait another year? 

Excellent advice, @Corey Dutton.

Welcome @Kelena HolmesIf you're looking to get started you just struck gold by finding BP.As mentioned above, the learn tab has some excellent resources including my favorites the blogs and podcasts.

Excellent job @Darren Sager!!