Bill Gulley has some excellent points.

I've seen hedge funds do this and buy sub par properties because they have quotas to hit and are investing OPM (other people's money).I think you'll have a tough time getting a bank to lend to you with no track record but they may if you have excellent credit and a lot of cash.

@Jeffrey Yates Excellent!

BiggerPockets is a community where credibility is the capstone for building meaningful connections that will help excel your goals.

congrats on taking actionJoel is providing excellent OPK, fyiOPK <- other people knowledge 

You have several excellent posts from two qualified experts.

Michael Quarles has written some excellent posts on how to talk to sellers.

I have an excellent relationship with my PM.  

I actually suck at spreadsheets and I have a Mac so "excel" doesn't exist but I do want to find a good software program like quickbooks, quicken, podio or something along those lines to help me keep track of all expenses, that way I have a system in place once I start to build my portfolio.

Hello @Cory Mccarthy,You posted an excellent question but one without a simple answer.