Foreclosure has equity, but homeowner won't sell to anyone!

[Jeffrey Yates]

I found a good potential deal a few towns over from me. The bank issued a default judgement for an amount which still leaves some equity in the house, but it is set to go to auction in two weeks if the balance goes unpaid. I know that once it does, any deal that once existed will get bid up into oblivion. So I have to act now!

Homeowner is unresponsive and unwilling to sell to anyone, likely due to some clouded judgement as a result of drug use (apparently, according to neighbor I spoke to yesterday).

Is there ANYTHING I can do, speak to the bank/attorney/etc. to purchase the property ahead of auction/foreclosure?

I'm fairly certain the only thing I can do involves getting the seller to sign the deed over to me and maybe offer him some walking money to motivate. IF that's the case, I can still keep trying, but what are the documents I need? Is it just a quick "quit claim" and would that be strong enough so when I paid off this guy's foreclosure judgement I actually have rights to the house?

Thanks in advance! Hoping someone has some "ninja" moves for this one!