On the refinance you do not pay points if you use a FDIC bank or credit union so you avoid the BS fee's.

I have nothing to offer on the discussion.

A Good CPA will save you money over their fee. 

You didn't discuss a counter offer (from what I could read from this thread).The first thing I'd recommend is not taking no for an answer.

I'd be happy to discuss it.

The STRs don't fall under WA LT law and we have heard much discussion from the city on restrictions.

You need to check with the PM company to see what they allow.I'd not do this because:You have to wait your turn for a booking.You  are at their mercy as far as rules and fees.Regime fees and special assessments can kill your net income.A SF beach house will make more money without the HOA fees.Condos are a dime a dozen in Myrtle Beach so you can rent one cheap due to all the competition. 

He doesn't have an SSN.A couple weeks ago, I found a post on the university's housing page of him stating that he is looking for a place to move immediately, I wanted to bring it up to him because we had a discussion about me being a little overbearing. 

I am open to a lender/partner that plays a more active role in the company with me, but a lot more discussions would have to be had about who would do what before any decision could be made in that regard. 

After much discussions, it was decided that we join forces.