@Chris Wilburn - I just talked with your contact and the detail you mentioned are legit.  3% down, no PMI, 1-2 unit properties with a max loan of $453k. 

The reason I went into such great detail about my background and current financial status is that I believe I have lots of potential to hopefully (God willing) become very successful one day.

Strangely, maybe 50% of them call.Most escrow or title companies have a simple demand form you can request and fill out detailing the payoff.

The electrical lines in the air is an eye opener to me....thanks!

@Jean Camille I can explain to you in great detail about the FHA loan. 

Also, quite frankly, I don't really know what I want to do for a living and have been exploring some real estate related career paths (Loan Officer and Broker mainly but my eyes are WIDE open).

So after that, I kept a careful eye on the number of residents living there, and water usage actually went down.So before you go crazy about residential vs commercial, sub-metering etc, have these issues checked out.

Hello BP,Im currently looking to connect with more experienced investors in south fl doing larger deals. 10-20 units.I could swing 10 by myself but interested to ride with a bigger investor looking to partner on larger deals.I would be an equity partner only.Also looking to lend hard money to  active flippers and investors in the Delray Beach area in the shorter term while waiting on the right larger deal as a buy and hold.Direct message me for details and available cash available to lend.

I used that method and have explained it in more detail in other threads or in a book.Moment number two – as a broker, I began doing real estate syndications and raising money.

It was just the holding deposit document which said mentioned my move in date and gave details of the rent in case I sign the lease.