I may go through a title company that has a lawyer on staff that said he can draft something up.

Hi I have a property in Orlando with a claim for a new roof that has now been going on with the insurance company for many months.

I have been approached by a number of companies who provide housing solutions for individuals with special needs and think it could be a fulfilling partnership, but want to make sure I am mitigating risk and protecting myself. 

Wind/Hail has hit them hard over and over to the point that a lot of companies have pulled out. 

I've been paying escrow+mortgage on rentals since 2015 and never had this happen to me.Details:Mortgage company does an escrow analysis and finds the following:2023 Taxes $1648 + Insurance $1634 = Total: $3282New Escrow for 2024Taxes $2331 + Insurance $1918 = NEW TOTAL: $4250- With increased tax and insurance I owe $968 more on escrow.- $968 difference paid out over 12 months would be $80.60 per month MORE.The mortgage company is claiming that I owe $3,000 MORE in escrow and is charging me an additional $250 per month.I checked with them and I've NEVER missed a payment and have been up to date this whole time.They say its not a mistake but couldn't explain why I owed $3000 more instead of $968 more for the year.Am I missing something? 

They dont care about the investor at all currently.

We were contacted by our PM regarding this coverage and they recommended this company.  

I would say look for a hard money lender actually - you won’t need to verify income or anything, they usually care most about the deal itself and this deal seems like it has great potential also when you’re starting out, it’s going to be difficult finding private money fast and they’re not going to trust you as much so their rate will be higher, hard money lenders at that point have the same rates as them!

Or should I just bite the bullet and pay a company to quickly install new carpet for now? 

The 3rd party property management company wants this onsite manager to be the employee of my LLC, which I am not sure with.