I saw that the areas my team advised on had were like any other working class neighborhood and the stigma of "Detroit being all burned out homes" wasn't true. 

But watch the burn rate of your refinance.What might actually do the trick for you would be to invest in a 1031 compatible syndication. 

His memoir 'Burn Zones: Playing Life's band Hands' also gives some good examples of his character and motivation.  

Plenty of posts here on BP, where especially busy docs throw money at LP opportunities only to get burned. 

The tenants burned my house down within 6 months.

In decent condition could probably get low to mid 200k's in current condition probably mid to high 100ks I would say this is a C neighborhood.I save all income from this property so I have some money put up for cap ex stuff but this will burn through that. 

Quote from @Zekerhia Rice: it want take my email and password to check on the status of my application about to get evicted and my gas is off when will I get a status Try to check it through Google chrome  

Generally the liability insurance you carry on a lower value home will not cover if the house has a fire, someone is burned and lives. 

If you have a new job in a similar line of work, then you can provide that information to the underwriters to get you to the finish line.Its one additional layer of protection for the lender (who have been burned on this very issue in the past).Hope this helps!

Best of luck to you with your issues, but from this point on I'm out - you are quickly burning bridges with people who probably could have helped you and would have helped you again.