The overall cost of the project will get adjusted up or down from 320k based on your selections.

Adjust these numbers for success rates and its the same with any start with nothing type of system.

No, but I have made adjustments.

Automatic ACH payment to your account through a third party.  

@Edith Alvarado de Cortez, generally speaking yes, that does sound like a good comp, its generally ok to adjust upwards or downwards.

I'm not suggesting that agents or anyone else tamper with contracts, but rather that the contract-writing and presenting system itself be adjusted somehow so that the names are hidden prior to offer acceptance.

Alternately you can go to a company like B2R finance that specifically does this sort of activity.Your loans are likely to have a higher interest rate than a conventional mortgage and also likely have a 5 year balloon or adjust feature. 

I also wouldn't look into it too deeply - many times these requests are sent automatically. 

Hi Shelby,Just my thoughts, here are a couple things I would consider right off the bat:*I'm assuming the interior of the house has also been adjusted to accommodate a handicap?

no my lease automatically renews unless I give a 60 day notice that I plan to move out OR the landlord gives a 60 day notice that he wants me to move out.