Looking for advice on how to obtain a secured (using property) non-income verification type loan for the purposes of renovating a non owner-occupied second home that is owned outright in order to to turn it into a short term/vacation rental (thus utilizing those projected funds for repayment).I've looked a lot of options (mostly from conventional lenders) but 99% of them want to see tax returns/proof of income.

In short, we build every list type with data available from public information daily, combine it into one list "list stacking" and keep a history to see who has the most problems overtime.

Thank you for reading and sorry for the long post I tried to keep it short. 

Long story short- don't worry about your income.

Long story short is I want to buy a multi family home 4 family would be ideal but a duplex will be sufficient if I can find the right deal, for my first property in NJ I would love to see 1k a month positive cash flow, I am looking to take a investment property loan and put down 25% and upon research I'm seeing hat I need 2 years property management experience in order to use rental income to qualify, while I don't personally own any investment properties both my mother and father own several units which I am 100% a part of helping manage and repair when needed.

Long story short is I want to buy a multi family home 4 family would be ideal but a duplex will be sufficient if I can find the right deal, for my first property in NJ I would love to see 1k a month positive cash flow, I am looking to take a investment property loan and put down 25% and upon research I'm seeing hat I need 2 years property management experience in order to use rental income to qualify, while I don't personally own any investment properties both my mother and father own several units which I am 100% a part of helping manage and repair when needed.

I asked if he’d be interested in seller financing the deal in the short term so he could make money on his money and avoid the headaches of managing his properties and tenants.

Bad tenants will attract bad tenants or scare good tenants away.

I'm hoping City Water/Sewer, and potentially not direct billed to make it direct billed to get some more value add.Long story short, I know I'll need someone onsite, so I was wondering if anyone has had experience with a PM that has helped them do that, or experience doing this in general to guide me through it.

However when two homes are attached (essentially a short row of only two townhouses or two row houses) it can also called a duplex.