How to go about rental property financing in my situation

[Michael Blizniak]

Hello BP I've been interested in real estate investing for quite some time, my initial story and idea is in my first post, however things have changed for the better and I believe it's expediting my ambitions significantly, I recently came into roughly 150k cash from a settlement. Long story short is I want to buy a multi family home 4 family would be ideal but a duplex will be sufficient if I can find the right deal, for my first property in NJ I would love to see 1k a month positive cash flow, I am looking to take a investment property loan and put down 25% and upon research I'm seeing hat I need 2 years property management experience in order to use rental income to qualify, while I don't personally own any investment properties both my mother and father own several units which I am 100% a part of helping manage and repair when needed. Will this help me be eligible to use rental income to qualify as loan. I'm 20 years old 740+ credit score and a base income of 37k annually(over 40k with OT) working at same company for a 13 months now I'm not sure where to begin and what my options are. Sorry for this being all over the place but I'm just trying to get my thoughts and concerns out, any feedback is extraordinarily appreciated beyond words