Regardless of the education path you choose, the real issues lies with a persons ability to execute the knowledge they have.  

I currently use American Home Shield for my rentals. 

There is a lot you can do as you prepare for and actual execute your first few deals. 

I don't think the bank would win that argument, saying the DOS was violated when only the option to buy was executed.  

Not that you'll be able to find out, but if this is swap with the Canadians (we send one they send one) we may be paying his housing and they pay the the American's housing at the other end.Military make great tenants for the most part.

It is there to protect you if you find yourself in court so the last thing you would want is for it to be voided because it is copyrighted and you were never authorized to execute it. 

Some landlords have the guarantors actually be co-signatories to the lease, I would advise strongly against putting them on the lease (which gives them right to access as any other tenant), but execute a separate guarantee agreement with then in which the assume the financial obligations of their guarantee (who is on the lease), but have no further rights ... essentially they have the right to pay the bill if Little Johnny messes-up.If you renovate with students in-mind (durability, ease to clean, current), you do not need to have high-end finishes (no granite counters), but do use quality, mid-grade materials.  

Things are not nearly as easy in Ontario as in these American articles, but there is a lot of wealth to be gained doing it anyway.

Have you gentlemen heard of American Real Estate Investments?

I was contacted by a company called American Wealth Financial.