Hi bought ten lots of land in Sebring Florida its R# zoned paying for upfront construction cost need help with getting a mortgage once its built so I can continual to build on  the rest of the lots going to be about 18 homes made of containers I have 3 other investors working with me.

I am considering doing a creative financing agreement whereby I will sell my home to a buyer with a $20k non-refundable purchase option. 

For 30 years it’s been a never-ending supply of tenants who are almost never home and always pay on time.Why would I want to get out?

I asked her if I could take the cat and give it a good home. 

The homes appreciate 5%/year and my tenants are paying them off for me.

There are also some owner-occupant sales happening, and the majority of the occupied homes are well-kept. 

I was leaning towards purchasing a duplex or single family home to do STR.

I have played the 0% balance transfer game for some larger inventory purchases in my retail biz and good old 0% balance promos at Home Depot (personal) and Sears have financed quite a few apartment renos too.With a long and stellar credit history It doesn't seem to impact my FICO4 & 8 too much but it will *crush* the vantage 3 score which penalizes HEAVILY those who actually USE their credit and I'm talking still less than 30% of available.

Tenant will continue to pay for utilities and any difference (or loss in rental) if home is leased for lower monthly rent than current lease term. 

This means if I purchase a home at the right price, I came come into this deal with little to no money down to start off.