@Phil AveryConsidering your financial situation and the current market conditions, each of the options you're contemplating has its own merits.Given your inclination to begin with a significant amount of equity, option 1 may be a good fit for your objectives.

Agree that amount looks very small another option, not sure what your goal is, but if you are looking to purchase some down the road, change up your strategy and maybe do a personal line of credit for now.

I've used NSS lending as a broker before and completed one loan with Loan Source LLC.   

Will it be the best option?

I think Columbus is a great option to consider.

Don't submit the bank statements to underwriting unless you actually need them to close the deal however, as it can cause additional steps in the process for you and your client (if an underwriter sees money moving around, it can cause you to have to paper-trail the funds back to their source, which often isn't a lot of fun).If you haven't completed a loan application, start there.   

This is a great option to bring in familiar tenants for their environments. 

Or would their be a better option that I am not thinking of? 

Solar has come a long way from its origin and it has enabled me to save a lot of time and money.For cameras, many brands offer a solar option.

You could also consider lease options which may help with your fear.