I compare my services to those of the "competition" and the private Landlord: online payments, solid screening, no evictions in 5 years, over 340 rentals under management, member of NARPM and higher code of ethics, etc.3.

Then compare it to the best in class metrics to other platform/funds.

After appraisal, the bank has determined there are no comparable properties and thus no basis for the valuation and have denied the loan.

I'm sure every market has different labor and material costs so this won't be comparing apples to apples, but would greatly appreciate any feedback.

Would you mind linking to your reliable source?

The crime rate there is low compared to downtown Chattanooga, but I'm not sure if Red Bank is an up-and-coming neighborhood, an established neighborhood, or a place people are fleeing.

I still believe CA will have quality tenants comparing to other states. i have to start my journey on the investment.Where do you invest in OOS?

You lack local knowledge, do not know who the reliable contractors are, the local rules for being a landlord, etc.

The bank makes their profit up front.3 - You can't compare the stock market returns to REI returns. 

Perhaps this will change in the future as sales comps increasingly support added value for homes with solar compared to those without.