The only time personal guarantees may not be required is if: the property is underwritten commerciallythe corporation is established for at least three yearsthe corporation can provide three years full financial statements and corporate tax filings that are strongthe corporation has a high asset base, andthe corporation has positive cash flow and consistent net profitDo you set up a holding or operating company?

Things are tight, I'm working, Im collecting rent, I'm paying off debt, etc, Im making it and I know Im broke but I have assets..

But point is that banks are completely OK with this as this is a common practice with estate planning - moving assets into trust that is LLC. 

I prefer someone who is knowledgeable about mandatory state/city/county clauses and has a lot of experience with evictions.Currently I have two properties in Victorville and Hesperia with month to month tenants that I inherited.

I probably should have stated this was my least preferred option in my original post.

Even your current lender probably has a division that deals in commercial / asset-based loans.

In the market for a good, preferably low cost plumber in the Dayton/Newport area- One of our rentals is not getting hot water, thought I'd ask here to see if there are any recommendations from people in that area.

I had a couple of HELOCs with them and could not be more disappointed in the way they treated me as a long long time customer with not insignificant assets with them.

I prefer to expect to renovate the entire house, with a wise selection of improvements, finishes, and staging, and make a projection based on that.

I'm a little bit confused about the process of going through the MassSave program in a multifamily rental property in which none of the utilities are actually in my name - I was told that setting it up with the electric account number for one of the tenants is the simplest solution, but I'd prefer not to have to go through them to get it all done.