I hold a Notary Public and I have a positive cash flow in the Utility Space as well.

. $400/year to Dotloop, a platform that hasn't seen a significant UI improvement in years, to help manage my real estate agent transactionsLogins with 7 accounts across 4 banks (2 of which are also lenders), 2 additional lenders, 2 major credit card issuers, and a property management company using appfolio, and no centralized place to manage them all. 

Make sure to connect with local lenders and brokers too as it's beneficial for achieving your real estate goals. 

Buy & Hold, currently holding Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Is anyone aware of any reputable lenders doing flip and hold lending with reasonable terms?

I’m also talking with different lenders. 

I do know a local investor who has mostly taken non residential structure and used ADU laws to add units.  

Speaking as a lender (not investor) with some experience in small balance commercial lending, I can tell you that it is likely going to be tough to find financing most likely as a lot of commercial lenders tend to stay away from churches, although could be more favorable if the building is true retail/office rather than a structure built specifically in the style of a traditional church (i.e. hard to transition to other tenants if needed)

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Which carrier is non-renewing you?