she said it won't be a suprise if a lender or two goes under in the near future.

We called the town office and the seller paid $36 for it 8 years ago in a desperate estate deal (owner died unexpectadly, left wife with 18 properties she dumped in a hurry) The neighborhood is quaint, near a public school, decent.In order to pad the bank account for our down payment/closing, I decided to borrow $3500 from a low interest credit card.

I am also in Texas, near OK.

So now I'm gonna lose 3 tradelines I've had for nearly a decade?

No matter how your slice it, your cash flow is NO WHERE NEAR the $5,000 you claimed in your first post.

Not sure I could get anywhere near that on something that is not owner-occupied.

The average for 30-year fixed rate mortgage increased by two basis points closing at 6.29% whereas the increase for hybrid 5/1 adjustable rate mortgage increased by nearly six basis points to register at 6.17%.

While a home inspection is obviously only good for that one house, your $350 may buy you advice usable in a nearly infinite number of purchases.

As piled up inventories are being slowly depleted, restocking them will increase business activity in the year ahead.Though mortgage rates are not at the lowest, nearly 50% of all mortgage applications are for refinancing.

If everything else is new (or looks nearly new) you'd probably want to match that to keep the newer feel.