@Peter Cung thanks for your input.

Of course you'll have a few so-so pockets, but overall it's hard to go wrong on the N side of Indy.

it is my view that meetups that sound primary social such as have social, brew, network, etc in their name have a significantly larger percent of newbie or want to be investors than meetups that have more specific names (private lending masters (run by my friend Janice), in n out of notes, etc) or those from larger local RE organizations (SDREI, NSDREI, SDCIA, etc).

Quote from @Percy N.: What is the main driver for the replacement?

Quote from @Nathan Gesner: Quote from @Jaden Vernon: I am seeming to be unable to get a(n) specific reason as to the "why".

why would you use credit card debt on a fix and rent rather than a fix n flip which to me seems the only way i would incur that much debt on personal credit cards so the balances do not loom over my scores. 

I left a note explaining I’m the new owner last month n she called.

It sounds like you are well on your way.Are you dedicated to the flipper philosophy or have you looked into wholesaling or buy-n-hold?

There are new builds, older homes, remodels, and fix n' flips ready for what your needs are. 

There are time where such an organisation is beneficial to you investment objectives.The best advise would be to find a(n) {Canadian} accountant with cross-border business and tax experience and seek their assistance to create an ownership structure which meets your near term and mid-term needs.