Rehab using credit cards

[Christina Colon]

Recently I completed an entire rehab on our long term rental and converted into a short term rental. I'm 2 months into running my short term rental and we have been breaking even (thankfully).

The dilemma:

We used some cash and put the rest on personal credit cards to fund the rehab. I currently have about 20k on a interest credit card (18%) and about 40k on 0% interest credit cards. This brought my credit score significantly down and so I'm now feeling stuck on how to get creative with my financing. I did all this under my personal and I don't have an LLC.

This investment house had about 150k equity prior to the rehab, but my credit score will not allow me to HELOC or refi. How would you all recommend me moving forward to get back on track so I can continue to invest in more real estate. Any advice and mentorship would be greatly appreciated!!