Also consider, if you have the interest/knack, etc - look into possibly house hacking and/or buying a multi family residence and renting out part of it!

I’d like to pick up a small multi in Florida on the beach, or MAYBE Hawaii.

How is this not an advertisement???

Using handwritten solicitation letters might help you.Keeping up with people that give weekly webinars like Paperless Agents talk alot about real estate marketing and how important it is to have knowledge, using professional-looking pictures and video, and popular Social Media advertising. 

Correct, the agencies offer financing solutions for large multi-family. 

Hi Everyone,I'm recently qualified to obtain an FHA loan up to 450k for a 3-4 unit multi-family property.

So, for those of you who own small multi-family in Cleveland  - what are you paying per unit for water & sewer?

Mr multi family himself...

Do you have SFR or multi family’s  in Detroit?

.* If you are moving just a short distance from the current PR and/or moving from a SFH to multi, then make sure you have very good explanation letter to convince the underwriter why they should approve this purchase as an owner occupied.With regards to the financing options, I always prefer conventional, so PMI eventually drops off.