I'm in the process of moving into my first home and it's rightfully been a time and energy consumer.

Brushing, although time consuming, you can get a decent job if you are reasonably good at painting.

& they also raised the 1x fee of like 1.75% of the loan. so if you buy a house for $100k, they ding you for $1750 at closing (may have even gone up; I lose count as our govt is broke & trying to cream the consumer).Wait until you have 20%.

Higher interest rates with no additional income will eventually make housing unaffordable, reduce demand, and lead to lower prices.In a more “normal” economy, household income would increase at a modest pace, create sustainable demand, and support housing prices.

I've this is much faster and more reliable than sifting through attys. yourself based on a list of qualifications (been there, done that -time consuming, waste of money, and poor results - definite story of "school of hard knocks").Regarding fees: This varies from atty. to atty.

NO. it is because they have the wrong product at the wrong price point.You have to find out what your consumers want then provide that product to them.

I'm sure consumer apps like zillow or trulia do this...

Even more disappointing; The savings rates have barely changed over the past three years, even though a larger percentage of consumers report an increase in job security, a higher net worth and an overall better financial situation....."

Alternatively you need to own a modest number of rentals free and clear with not mortgage.

Depreciation is calculated at 27.5 years on the house only, not the land.I have been told that anything consumable would go into the basis.