FHA loans are generally more straightforward, with lenders typically requiring verification of your credit and income.Be prepared to provide financial documentation, as the lender will need to ensure you can manage the additional mortgage payments.

However, that was because the jobs were here.However, with the push of jobs to other states, may make appreciation less likely.Best of luck in whatever you decide.

I self managed and I live out of state. 

What if she decides to destroy the house next time?

You can win or lose buying from a "turnkey" company or buying from a "property management" company.

Can't decide which way to go.

They might also have relationships with contractors, wholesalers, and property managers, which can be invaluable to an investor.

I am concern with the high interest rates but even with those I managed to cash flow which is what I am looking for. 

I also purchased the rental book and managing books on audible but didn't get an access code.

I see you have property management included in your analysis.