Is it worth investing? (attached my analysis)

[Jung-Jin Shim]

Hello, I am new to a real estate investment. I’ve run some numbers with a current real estate listing, but it seems hard to find a house with positive cash flow. Even if I found one, the cash on cash return is very small. I understand Columbus is a highly appreciated area, but do you think it is still worth investing with the small cash on cash return (sometimes 0)  if appreciation is expected? Is it worth going through when the average yearly rate of s&p is about 10%, which is pure passive income? Thank you,

[Samuel Diouf]

Columbus is an appreciation market. So if your property is to appreciate only 5% a year, and you put 20% down on a $200k property, you would be earning $10,000 in equity every year NOT including loan pay down.