, we started an LLC got the EIN # and then the business bank account last September, had trouble getting institutional lending roadblock, so now the Important question is, what way would you recommend if you were starting out with limited capital 4-6k plus in this hectic current market with rising interest rates only getting worse is a major concern, Would you start with wholesaling, get commission connecting the seller with investors or buyers and then progress something else or another way, possibly faster with a loan?

Giving false or misleading information to a federally insured financial institution is bank fraud, good bye, see you in ten years! 

The security deposit shall be used in accordance with the contract, leaseor agreement and shall not be mingled with the personal property or become an asset of thelandlord.b) Landlords subject to this law, receiving security deposits for less than 10 rental units shalldeposit money in a State or federally chartered banking institution, in this State insured by thefederal government in an account that bears interest on time or savings deposits.

I am not a lawyer and this is not legal advice...My understanding is that if you own 3 or fewer homes as an individual, you are not technically held to the same standard as institutional landlords.

Good Luck, Bill I believe the actual section that one should be directed to is section 8-8-14(b)(b) As an alternative to any other interest or finance charge allowed by state laws, and any law or regulation to the contrary notwithstanding, a lender or a vendor in credit sales, any financial institution operating in Alabama or any individual may, in connection with any credit sale, upon any type or class of loan, charge a maximum allowable rate on the amount of such loan or credit sale, not to exceed two percentage points above the prime rate at the time such loan or credit sales contract is executed; or if the debt is created under an open-end credit plan, the maximum finance charge in connection therewith shall be one and three-fourths percent per month on the first $750 or less, and one and one-half percent per month on the excess of any unpaid balance from time to time thereunder.

It could be owned by an individual, group, or institutional owner.  

Hello, we started an LLC got the EIN # and then the business bank account, had trouble getting institutional lending, the Important question is, what way would you recommend if you were starting out with limited capital plus in this hectic current market with rising interest rates only getting worse?

Do you work with private investors or institutional investors? 

Wondering what type of loan that would be or the institution that would finance under such conditions.

Bloomberg Wealth reports that Institutional Buyers have taken a bath in the Phoenix housing market by  "paying far more than they needed to on the way up and getting far less than they should on the way down."