She knows we still have plans to improve the landscaping, tear down a dilapidated garage, pour a new driveway, carport and patio; she is willing wait for the finished product and is super excited to be settled into her new home.

Hi @Wes Wendler - I started out wholesaling on Oahu to get my feet wet, establish some credibility, increase my knowledge of the business and local market and build my confidence.

Be confident in yourself, and be knowledgeable about what you're doing, and people will respond positively. 

Looking to learn more and improve my business, maybe help new people along the way.  

@Jo-Ann Lapin - I appreciate the vote of confidence.

The difference isn't gender related, but rather it's confidence influenced.

I'd suggest meeting with a lender now for 2 reasons.  1) You may be ready to go sooner than you thought.2) If you are not quite ready yet, they may be able to point out other things that you can work on along side of improving your credit.  

So it tough to nogotiate when they walk or improve product quality when there is no problem.   

I try to improve something every vacancy.  

I know for sure once you alert them they may want to come in and do walk through of the entire property to see what kind of improvements were made over the years that weren't taken into consideration.