I'm a home owner and also a landlord by default.

Increased loan requirements are great for reducing default, but also boots many savvy investors out of the game.It's so important to handle your debt responsibly and strategically.

These improvements increased the value and served as additional collateral should there ever be a default.

@Cody Evans, I'm not exactly sure where you are coming from....Any time you fail to perform...any time you default on a contract, you can find yourself in some trouble.

At 12-15% returns on a note, that note would hold a significantly increased risk of default one would logically think?

It places a percentage rating on the probability of a individual defaulting.

You will also want to vet the tenants to reduce chance of default and damage to home.

This assumes it doesn't bankrupt the state or the companies that'd hire (at high wages) would still be here once it gets done.Interesting article:http://www.mercurynews.com/2017/09/13/report-inves...Info overload:http://www.spur.org/sites/default/files/publications_pdfs/SPUR_Harnessing_High-Speed_Rail.pdf

There is a financial reason for the cable and internet to be in his name, likely your tenant defaulted on her bills in the past and can not get it in her name, meaning she is probably a risk.

However, you did get to see two different approaches towards dealing with defaulted tenants and hopefully gleaned some useful information regardless of the path you pursue.