I explained that I was going to be giving them use of something worth many times what that car was worth; if they wanted the rental unit, their credit history was important enough to the creditor (the landlord - me) to decline them without that credit history.

@Jack Tucker I like the first two at the top , and yes definitely capitalize on the Athens history.

San Antonio has a large and growing population of students and young adults who have no line of credit despite a long standing work history as well as a huge population of military and short-term government contractors.

Sure, there are trends, history, and new developments that can lend to predictions on what areas may appreciate best, but I would rather count hard numbers (income, expenses, vacancies, management, maintenance, debt service, etc) and take appreciation as a bonus.

Welcome to BP @Randull ToeI started when I was 25 at probably the worst time in history to invest (2008).

These are proving equally painful to interface to our software {Honeywell has a long history of being very proprietary}, but they do have a password (actually pincode) protected system/installer mode where you can set floor and ceiling (minimum cooling & maximum heating) temperatures which cannot be overridden by the user.

My husband had been hospitalized for chest pains 2x, my dog was lame and throwing up and my daughter had asthma and allergies.Yes.

The loan amount is determined by the property condition, cash flow, recent property history, and retirement reserves in the accounts.The bank fees for a purchase transaction are 1% of the loan amount (1.5% if cash out that is owned greater than 6 months) plus $695 in processing/underwriting feesRegards,JASON ZOOK| IRA Loan Officer (NMLS ID#: 415110) NORTH AMERICAN SAVINGS BANK, F.S.B.

Your amortization schedule will determine when your payment history has reached a certain threshold.

I had never heard of creative financing and couldn't get a bank to give us anything due to the lack of company history and our debt to income ratios being high.