I read about the 10x rule in one of @Brandon Turner's books, and it was a lightbulb moment for me!

Create a company logo and a letter head. 

Rule of thumb with credit cards: whatever your balance is, divide by 3.

Planning is great - I never was good at that - words are easy to put down on paper - other people's ideas are fun to experiment with and can make someone new in this business feel good for awhile I guess.Over 40 years ago I can recall as if it were yesterday - I was where many of the new folks on this site are today - I was motivated to make money in real estate - had a giant desire to create a little success (the low pay awful job I had, and a jerk for a boss just wasn't cutting it  - but I had motivation - i discovered quickly that it takes more than motivation to pay the bills.So this one seminar I took the guru said "set a goal, build your team and find a mentor".OK - I set a goal to get rich in real estate - to buy one house a month and to quit my job.

I've used Legal Zoom to create my husband's and my will.  

Unless, we have some other financial catastrophe (created by the US as the last one) or based on Geo-political upheavals that we help cause, but ultimately don't control.

@Courtney Hebert I don't know other markets very well, but in Houston you generally look to satisfy the 1% rule at the very LEAST.

My brother and I have considered creating some software to solve this problem but would love to hear more about how big of a pain/problem keeping track of these seller-financed deals are if we were to try and tackle this problem further.Best,Preston WalstonReal Estate Agent / Entrepreneur

I would recommend reading through the Upstate Business Journal to get a feel for the type of money going into creating jobs in Spartanburg.

Or do you think a cautious approach is taken over the entire industry because of previous bad appraisals a few years back that created the collapse.