I develop for a living and it is easy to buy a piece of land and pay too much because of the cost to develop it.

With pretty much every lender I've used they charge a draw fee whenever I pull a construction draw to pay out a contractor.

Then I pay taxes on the home, and assessments, etc. 

The alternative is moving to somewhere cheaper or find a higher paying job.

Where the owner pays for the amount of time spent on the scooter.

What steps do you need to take and are you willing to take a short term pay cut to make it happen?

I house hack, because I need a place to live myself, and hey I have my tenants pay for my mortgage, so it's a win-win.

I want to continue to grow and learn about real estate and become financially free I started my real estate journey by house-hacking a duplex in Southern Orchards next to Nationwide Children’s Hospital.

Aside from that, you'll need to pay management fees each month which cuts into your profit.

(It is overpriced and the Seller mistakenly believes an owner occupant will be willing to pay a premium price for it).