What I was told is that most of the time tax appraisals unless recently audited (or updated) generally stay behind the curve due to people making improvements/additions but not reporting to keep the annual tax lower and that the general county tax increases are behind inflation making this harder to trust as a true market value.

If you higher a property manager factor in repairs, vacancy and management costs, so it might not make sense.If you self manage you would get most of that cover in taxes, you have an easily liquid portfolio at piece meal and you get appreciation.

I am happy to have my degree, but I look at the piece of paper as it is something that shows someone else you know something.

I would remove that piece and replace it with something close.

TIP: When choosing colors, hold the color you are looking at up to a white piece of paper and you'll see the real color.

So far managing has been a piece of cake.

I'd have to buy a piece of land as well, of course. 80 day construction process.

One time I butted the "groove" part of a board to a board I had cut that had no "tongue" because I did not want to waste a board so of course the pieces looked great initially when installed but later the one board would move when walked upon and create a gap.2) remove all baseboards and re-install them afterwards.

Should I leave my direct mail piece in the mailbox?

Collateral is only one piece of the puzzle, but a free and clear asset will likely attract a line from some lender4.