A decade ago they were forced to liquidate as a non performing asset caused them to have to put money in reserves (check out fractional reserve lending if you want to blow your mind). 2.

The bank isn't going to let you blow their money.

Those real estate prices are mind blowing every time I read them. 

I'm going to just devil's advocate here and suggest you keep running with Excel (or Libre, the free version of Excel) for several reasons:1.

You should get to say what you do with your property.The leftists are trying to soften the blow with this promise of $1000 credit towards damage.

This is blowing my mind, and im not ready to give up fighting for this property and this deal.Does anyone have any experience with this, or any ideas of ways to be creative and find a mortgage to close the deal?

Am I the only one thinking (please understand that I'm not advocating or suggesting this) that in the olden days some "dudes" would have shown up, had a "conversation", and the place would be cleared shortly thereafter?

You're blowing it on a $400 car payment.  

If you get in a bad deal, it's merely a scratch for most reputable lenders, but it is a blow to stomach for you.

If they work WITH us that it going to be a lot cheaper, and if they don't have it ok, maybe payment plan can be meet BUT if they wanna play games or THINK they can just blow this off, it's ALL STICK and they WILL loose. yes, I tell them this, they WILL loose because it's a done deal via contract, they only control how expensive it is.