I was thinking Milwaukee near the east side would be good for STRs or mid-term (says travel nurses or medical students commuting to MCW).

Nowhere in the lease does it state that the temp must reach 65-68. but I have an e-mail response to the tenant before they moved in where they asked, "due to wife's medical condition, temp needs to be kept around 65-68, will A/C be sufficient to accommodate this?" 

As indicated by the questions you're asking, it's like trying to do surgery before going to medical school. 

We turn down way more loans than we fund due to risk sensitivity and I don't compromise to fund faster.

It is sensitive to very small flow rates so there is no difference in the method for getting hot water at the fixture.

Colleges and medical programs here are great, tons of outdoor activities, rivers, parks etc. and a great downtown area filled with hip stores (sort of has the gentrification feel).

Nothing is worse than being short on cash or having a medical emergency you need a loan to help cover and being told no even with perfect credit due to having hundreds of thousands of dollars in investment properties tying up your credit availability.

Our local economy is driven off of three main components: higher education (Texas Tech that is rapidly growing, Lubbock Christian University, and Wayland Baptist), healthcare (Covenant Hospital & University Medical Center), as well as agriculture (60% of TX cotton grown in Lubbock county, and more than 90% of Texas wine grapes grown in the High Plains AVA).

It's either employment or medical.

Medical bills for a dog attack will be much higher.