Animal Liability Sub-limit/renter's insurance

[Carol Burns]

Got the new notice from my tenant's renter's insurance and there is a $10,000 "animal liability sub-limit".  The insurance company said that is all that would be there to cover any kind of dog bite, etc.  Have any of you guys heard of this?  $10,000 limit for a dog bite sounds like next to nothing.  I do not allow any kind of dangerous dog breeds, but of course, you never know with any dog.  Any info great appreciated, thank you.