There is a good mix of people coming from newbies to the seasoned investors.

I can, and will, chalk this up to a cost of doing business, particularly because its starting busy season for tenants now, but does anyone know of a fairly simple way of adding something like this to a tenants credit report without the pain and financial expense of a legal finding?

This site is full of advice from seasoned professionals.

the seasoned private money lenders ALWAYS know all the numbers (costs, time, and profit) before they lend money.

Very seasoned move that, I'm sure, puts pressure on you PM.

At the end of each season I typically receive a fairly generous lump sum of cash from the players.

Could I wait a year of seasoning while renting out the home, refinance to a conventional loan with a much lower APR and pay off the investors without paying that investor or hard money loan for that entire year out of pocket?  

I would probably piggy back some on Peter's idea and cite the lack of basic building knowledge some tenants have,  with interesting examples like....pulling out a dryer to get a lost quarter but disconnecting the vent inside the wall to then vent moist air into the framing causing expensive (thousands) rot repair.putting a tarp on junk (literally) but slanting the tarp angle right into the siding in rainy season (rotting your new siding--but preserving their worn out tires).attachments to clutter, rusty junk, semi-operational cars and illogical desire to retain said junk and debris.I sort of also fall back on the divide between some of the personal management skills of landlords and tenants (realizing it may be why they are tenants, for example). 

locale=en-US and am now wondering if I should amend my leases to say "no Bitcoin or similar crypto-currency accepted."  

He left the property during the slow rental season during the holidays.