Prior to consulting, I worked for a European Multinational Asset Manager handling performance measurement, attribution, and analysis for domestic and international equity portfolios.

@Sathiya Deva, you've actually got several things going for you that could help you to transition your portfolio into the PHX area and do it with both tax free and tax sheltered monies.The sale of your primary residence can be tax free if timed right.  

Private money as in credit unions and smaller lenders that do portfolio lending?

Possible discussion topics:-Lending/Financing-Legal Structuring-Macro Portfolio building-Local Investing/Out of State Turn Key productsThere are books and a plethora of blogs/forum on the Micro aspects of Real Estate however these Macro topics are better to discuss in person.

If you  can't qualify for FHA, you may try a local bank who does "portfolio lending" meaning they keep the loan there at the bank, so they make the decisions in house. 

Sounds like the seller is shedding the crap from his portfolio and using that cash for new development.

Hi Scott,I'm a newbie to the REI world, currently have a rental property (2bed condo), but looking to get into MFDs when it comes time to expand the portfolio (hopefully soon!).

All,I'm looking for good local bank in the Charlotte, North Carolina area that holds their own portfolio loans.

The problem with buying from a wholesaler is that no lender (even portfolio lenders) will lend on an assignment contract.

., roof etc. for renovations-Local lenders (who maintain their own RE portfolio)- (i have heard the Schertz Bank and Trust is a portfolio lender...are there any others?)