I applied for funding on COGO but the interest rates were to high as well as the points. 

At the moment, second lien positions aren't at ideal interest rates, often Prime + 2%+ or in the high 8-9-10%'s.

If they want to sell now or in six months, you need to know before giving them an offer so you don't lose leverage by giving them an offer now instead of closer to when they are ready to finalize.Since you are already going to the property, take good pictures and make sure you capture the electrical panel, HVAC labels, and plumbing material.

Amex recently offered us a BLOC or business line of credit.  

Especially as of late when rates and prices are high.

Someone reached out on Zillow offering to lease it for a few years, guaranteeing rent payments.

.- Lender familiarity issues arise as some lenders may not understand Series LLCs, thereby complicating financing.A Series LLC offers a streamlined, protective, and flexible way to manage multiple real estate investments.Thanks,

There are many other ways to qualify besides DSCR, like bank statement averages or even P&L statements that can offer lower down payments..check in with @Joseph Chiofalo he's a 20+ year mortgage colleague and can help with structuring and options.

I accepted an offer after a week on market for $105k, but it fell out of escrow because the seller wanted the roof replaced.

They rejected me already because of a high fire hazard but I’ll try them again.