Issue is that if I refi at 175k value I will be way into the negative cashflow, like a couple hundred dollars per month negative.

Thankful for bigger pockets and real estate rookie I’ve been listening on YouTube for months and learning so much.

The single-family home has gained $40,000 in equity and is expected to generate $600 to $1000 per month after renovations.

Scenario 1: I purchase a three-bed, single-story, single-family dwelling for $200,000 to $300,000, have it financed so the mortgage would be around $1,700 to $2,400 (making up numbers here), and rent it around $2,800 to $3,000 per month.

-Buy the property for 715k (It appraised for 700k)-325k loan on the property with 390k equity-SubjectTo Finance the 325k and take over the mortgage/deed-Seller finance the 390k equity at 0% interest for 2 years and 6% interest for 13 years with a 20k down payment paid over 6 months.

We put $125/month into an escrow account for each single family rental we have.  

Some say the wholesaler needs a broker's license to do wholesale more than 1 deal every 12 months, and there is no way around it, and others say you can work with a licensed broker, and have them represent you, the wholesaler, in every deal you do.

However, I'm concerned about the high monthly payments that come with shorter loan terms.

Any liability I can avoid by having them install their own units?  

An asphalt shingle roof often lasts 25 yrs, so you need to reserve $27/mo EVERY MONTH for 25 years to have $8k available in 25 yrs.