When was the boiler last installed? 

We had a CTC 2 months ago and the lender said my wife’s final employment verification didn’t go through at the last minute.

I just got my license last month.

Last but not least is "subject to financing" and then don't apply.

I drove out there last evening and yes, the utilities are in and the lots are fully developed - paved streets, street lights, the whole thing.Does anyone have any experience buying up lots like that and building new?

I've been a Realtor for many years but just started last fall buying and flipping. 

With Brandon Turner's book "The Book On Rental Property Investing" in one hand, I'm thinking about a last minute miracle I can conjure up.

ARV - Most wholesalers do it themselves, using MLS, redfin or zillow as a last resort.  

Happy to help and hopeful that sharing my experience will allow other investors to avoid the emotional ups and downs that I have dealt re: my HUD property over the last month.

Write it up as a personal letter.When you do all that, then contact a local RE Agent to give you a list of all the houses in that neighborhood that have sold in the last 5 years with all cash.