(I understand this statement is not PC, but after 30+ years in the industry, I'm speaking from my own personal experience.)4. 

Just a thought, are you in a position to develop other smaller project and learn from those experience first? 

Does anyone have experience in Subject To / Seller Financing in NYC?

Your biggest obstacle is that you are young and have no experience.

Well said information, and from my experiences in Texas, there is an understanding that Tenants absolutely have rights, but it's the OWNER'S property first and foremost. 

Sadly, in those cases, sharing my knowledge and experience might not be enough indeed.

I'm curious about your experiences with tiered commission structures for listing agent  – do you use them, and how do they work for you?

In my experience, if they have not requested the accommodation and your state doesn't require you to accept payments on security deposit, I would not let anyone move in or sign a lease without full security deposit, rent and any other costs paid up front in certified funds.

Glad to hear from someone with firsthand experience.

you are not alone nor dumb, i read an American study that 40% of home flippers lose or only break even on their projects. please talk to an attorney with bankruptcy and real estate experience before filing as could have long term complications.