I appreciate any guidance on this topic.

That would mean someone with some performing properties could collect the rent, pay insurance and property taxes each month, put money aside for maintenance, CAPEX and vacancy, pay for property management and still have ht bulk of income available to safe.Sometime next year forbearance ends, the guidance is applied and the saved funds can be applied for investments while the missed payments will be paid with Dollars at valuations in 15 years or 30 years or sometime in between, but in any case at a much lower valuation than today.I admit that this would require foresight and patience and a strategic plan.

I’m concerned how the economy looks moving forward and want to consolidate, but I also want to continue growing our portfolio and  I am weighing a few options and can use some guidance:1.

Does anyone have tips or guidance on how to start?

I just learned hard money lenders won't finance a property intended for primary residence and every bank I have called says their guidance has changed since COVID-19 and can't do reno loans.

I come here to ask for help and/or guidance. 

They should be offering you guidance and training on lead Gen.  

Please don't ask me to value something, but I am happy to provide any guidance on how or what an appraiser would do for any scenario. 

The full guidance for FHA loans is a colossal 1000+ page document called HUD 4000.1.

Their job is to help me find properties that meet my criteria and give me guidance and feedback when I ask for it.